About Us

We help manage risk

We help manage risk


Managing risks, including opportunity risks, is fundamental to any organization achieving its strategic and tactical  objectives.  Risk management should be taken on an enterprise-wide approach because everything your organization does is interdisciplinary, interdepartmental, and interdependent.  Most organizations do not have a dedicated risk manager or risk management department and therefore do not benefit from the advantages this discipline brings.  Associated Risk Management, Inc. acts as your outsourced risk management department. 

We will work with your leadership and others in various departments to identify opportunities to address risk in a way that supports your organizations goals and objectives, including controlling the cost of risk, as well as the cost of unavoidable claims. 


Serving our clients for over 3 decades!

Serving our clients for over 3 decades!


In 1983, Paul Y. Kadish, founder of Associated Group Underwriters, Inc (AGU), teamed-up with other industry professionals as a regional Risk Manager for members (cities, townships and counties) of the Michigan Municipal Risk Management Authority, which now serves over 350 municipal members. Paul later was principally responsible for organizing the Michigan Community College Risk Management Authority (MCCRMA), which now serves 19 Michigan community colleges. Now, Ross Kadish (ARM’s President) and David Kadish (ARM’s Vice President), provide risk management, insurance and administrative services to higher education institutions, municipalities and non-profit organizations.

Serving colleges, municipalities and related entities, for over 30 years, ARM’s resources and expertise make it particularly well-qualified to service these organizations.



We are located in the Americenters Building, 39111 6 Mile, Livonia, MI  48152-3926  MAP

Americenters Livonia

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